PayPal account

           
PayPal account: BEFORE you sign up READ.


How Hackers Attempt To Access Your Paypal Account

Yes, it is possible for a criminal to gain access to your Paypal account. However, it’s also important to keep in mind that despite all of the melodramatic news reports you may hear about the terrible threat hackers pose to online security, foiling those criminals is actually very easy, even for people who aren’t technically savvy.
The following are the most common methods criminals use in order to break into your Paypal account.
  • When you open an infected attachment inside an email from a friend or a stranger, keylogger software gets installed on your PC that attempts to capture every keystroke from your keyboard, and then it sends that data to a remote Internet location, where the hacker can parse through and extract your passwords.
  • If they obtain your Paypal account password from the keylogger, the job is done. However, if they can only obtain your email password, they can go to the Paypal website, request a password reset, and then access your email in order to retrieve the new password to your Paypal account.
  • Another more common tactic is to send out thousands of “phishing” emails, disguised to look like an official Paypal email. You click the link to the fake Paypal website, enter your email and password, and the game is over.

How to Keep Your Paypal Account Safe with a Strong Password

First, sign up for a new free email account and use that email for your Paypal profile, but don’t use it for any other purpose. Most hackers like to scour likely social networks or websites, like eBay, for email addresses that are likely also used in Paypal accounts, and then target those email addresses with their phishing or virus email campaigns. Also, change your Paypal password and the password of your email account, to a difficult-to-guess password that includes upper and lower case letters, numbers, and at least one or two special characters like an exclamation point or the pound (#) sign.
If you need some tips for creating solid passwords MakeUseof author Damien Oh had an excellent article about it earlier, see Create Strong Passwords That You Can Remember Easily.
For even stronger Paypal security, consider using a security key. When you’re logged into your Paypal account, click on “Security Center” at the top, “Security Tools” on the left menu bar, and then “Paypal Security Overview.” You’ll see the following screen.



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